Self-Managed Superannuation Funds

Your own personal super fund

If you want greater control over how your money is invested, you may be thinking of setting up and managing your own self-managed superannuation fund (SMSF).

A self-managed super fund can be a useful tool to assist in tax planning or the creation of wealth. It is an ideal option for DIY investors who prefer to make their own investment choices for their retirement, rather than leaving the management of their superannuation in the hands of others. In the right circumstances, an SMSF can offer greater tax benefits and more investment flexibility.

With more freedom comes more responsibility

When you set up an SMSF, you’re the one in charge. You choose the investment strategy, and you enjoy the rewards. But, you’re also responsible for complying with the tax and superannuation laws. The rules are complex and they change all the time. 

It’s a major financial decision, so you need qualified, specialist advice. Our SMSF advisors, based right here in Perth, can help you understand your options and choose the best path forward.

What are the benefits of an SMSF?

With the right guidance, there are a range of benefits of a self-managed superannuation fund:

• Investment options that are not available in industry and retail super funds
• You may be able to transfer personally owned shares into your superannuation
• Your businesses real property may be held in your SMSF to improve cashflow
• Assets can include unusual collectibles like artwork and gold
• You can simplify and consolidate your superannuation holdings

To find out whether a self-managed super fund is the right choice to set you up financially for your retirement, chat to AR & B Advisors about the options available to you. Our specialist advisors will be able to offer you advice on an optimal strategy for your unique set of financial circumstances. If a self-managed super fund is not right for you, we can discuss what other strategies you can implement to plan for retirement. We can help offer you peace of mind about your financial future.

Further expert advice

Further areas we can provide advice on include:

• Superannuation fund set up
• End of year contributions – both concessional and non-concessional
• Account based pensions (ABP)
• Limited Recourse Borrowing Arrangements
• Transfer of business real property
• Taxation of death benefits
• Re-contribution strategies
• Lump sum withdrawals
• Receiving death benefits
• Intergenerational and succession planning
• Set up of gearing through your superannuation fund
• Wind up of an SMSF

Disclaimer

AR Super Advisors Pty Ltd ABN 17 155 686 356 is a Corporate Authorised Representative (ASIC No.1249239) of SMSF Advisers Network Pty Ltd, ABN 64 155 907 681, Australian Financial Services Licence No. 430 062. Email: info@san.com.au, Ph: 1800 906 456.

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